Archive for the 'Surprise AZ Home Buying' Category
Buy your Surprise, AZ Home Now!!
February 2nd, 2008 Categories: Surprise AZ Home Buying, Uncategorized
I have been saying lately that you can now buy a home n Surprise for what you are paying in rent..
Here is the proof:
Just received an email from a builder that has a spec home in the area with mountain views that is being sold at
$118,000
yes, $118,000 dollars
The home is small but at 1230 Sq. Ft it is as big as the apartment you are living in and you would own it.
My lender has a program for lower to middle class income levels that gives 100% financing at 5.125% for 30 years. You need 620 credit, 1 year employment, and no more than 41% debt ratio, you also cannot make more than 48k per household. These are average numbers to meet.
With this loan program, at a purchase of $118,000 dollars your principle and interest payment would be $642 a month. Add taxes ($100), HOA ($40), and insurance ($50) and your payment would be around (estimate)
$832 per month
That is average rent for a small home or apartment in Surprise. Just need a job, low to average debt, and an average credit score, plus, you have to want to be a homeowner.
GO OUT AND BUY A HOME ALREADY, WILL YA!!
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Buyers!!! Now is the Time….
January 19th, 2008 Categories: Surprise AZ Home Buying
Tough times ahead for most everyone, you are reading about all the foreclosures and this many bankruptcies in the paper… Ok, so maybe there are some people in distress. Maybe we are on a brink of a recession, maybe not. Not for me to say how are economy overall is doing. But I will say that it is a good time to buy despite what you are reading and hearing.
Here’s Why:
Homes in Surprise, AZ are now affordable again!!! Once again, they are affordable. What I mean by that is that for the average median income in Surprise, AZ, you can now buy a home for what you are paying in rent per month.
You can now find a single family home in Surprise between $135,000 and $150,000. Your payment with principle and interest would be under $1,000 per month. And there are a lot of them, so if you have average credit and a job history that is stable, you can buy a home. Stop putting that $1,000 per month in your landlord’s pocket and put it into your own.
Call me now, it is not out of reach.
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Surprise AZ Homes For Sale
December 4th, 2007 Categories: Surprise AZ Home Buying
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